Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Build a Brighter Financial Future
Patelco Credit Union in partnership with Banzai, offers empowering lessons to help you take control of your money. It’s all part of Patelco’s mission to support your journey toward lifelong financial well-being.
Learning to Budget
Budgeting isn't about restriction, it's about prioritizing. The best way to avoid financial strain is to know where your money is going and plan ahead!
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Building Credit
It takes credit to get credit, and credit is crucial to buying a new home, finding a place to rent, or purchasing a new car. You have to start somewhere, start here.
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Planning for an Emergency
It's impossible to predict a car breaking down or losing a job, but it's absolutely possible to prepare for the financial blow. Emergencies happen, make sure you're prepared.
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Featured
Receive guidance for getting out of debt based on your unique situation.
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.
A simple, practical rule for a budget that's easy to implement.
Topics
14 Ways to Cut Household Expenses
3 min read
Cutting unnecessary expenses in your budget made easy.
3 Jar Allowance For Kids
4 min read
The 3 jar money system encourages kids to learn about budgeting by splitting their money into saving, spending, and giving categories.
50/30/20 Calculator
1 min activity
Learn how to apply the 50/30/20 budget for effective money management. Our free 50/30/20 rule calculator makes budgeting easy.
50/30/20 Rule
7 min read
A simple, practical rule for a budget that's easy to implement.
Learn 6 of the most important aspects you should consider as you repair and protect your finances.
7 Tips to Lower Your Utility Bill
4 min read
Utilities are an important part of our day to day comfort and few of us can function without them. But that comfort and functionality comes with monthly bills.